Investment Spotlight: A Madeira Beach Income Property, Steps from the Sand

Some listings you have to sell. This one you just have to describe: 14013 Marguerite Dr, Madeira Beach - $635,000, 3 bedrooms, 3 baths, 1,516 square feet, and the Gulf of Mexico a three-minute drive or ten-minute walk from the front door.

The location does the heavy lifting

Madeira Beach is the kind of beach town people plan vacations around - John's Pass Village, dolphin cruises, jet ski rentals, fishing charters, and a strip of waterfront restaurants are all essentially in the neighborhood. When you can walk to the sand, you're not just buying a house; you're buying the version of Florida people picture when they close their eyes.

This is an investment property - and that changes the math

Make no mistake: this isn't just a pretty 3-bedroom beach house. It's an income property in one of Pinellas County's most rentable zip codes - 3 beds and 3 baths structured for rental flexibility, the setup investors hunt for and rarely find move-in ready this close to the water. Full-time residence, seasonal home that earns while you're away, or straight investment play - the math deserves a serious look.

How investors actually finance this

Here's the part most buyers don't know: you don't need W-2s or personal tax returns to buy an income property like this. With a DSCR loan, qualification rides on the property's rental income covering its payment. Roughly 20% down, and investors may qualify for a home that effectively pays for itself. I work directly with a lender who specializes in these - text me and I'll make the introduction. (Programs vary; terms confirmed with a licensed lender.)

The details

• Price: $635,000
• Beds/Baths: 3 / 3
• Size: 1,516 sq ft
• Where: 14013 Marguerite Dr, Madeira Beach, FL 33708
• Listed by Lisa Mauriello, Charles Rutenberg Realty - featured here in partnership

See the full listing page with all photos →. Want to walk it? Text or call me and I'll set it up, or start your Home Match and I'll send you everything like it the moment it lists.

*Details from Stellar MLS (TB8505257), deemed reliable but not guaranteed - buyer to verify. Want your listing spotlighted like this? Here's how.*